KFF November 28, 2023
One thing that really jumped out from our 25th annual KFF employer health benefit survey: Small employers no longer have affordable coverage for workers with families.
Workers employed by small firms—those with fewer than two hundred employees—would need to pay $8,334 on average towards the premiums each year for family coverage. Employers pay the difference on premiums that average $23,621 for family coverage. But enrolling a family at these firms can often be much more– a quarter of covered workers at small firms must pay $12,000 annually or more to enroll in family coverage. Covered workers at small firms on average must pay a larger share of family premiums than those at larger firms.
That doesn’t include what workers’ pay...