Healthcare Innovation November 18, 2025
The report highlights the urgent need for Congress to extend ACA premium tax credits
On Tuesday, November 18, the healthcare advocacy group Families USA released a new analysis of 2026 health insurance premium rate filings, detailing the factors driving premium increases. The analysis found that health insurance rates are, on average, at least 25 percent higher next year than in 2025. This is before considering the impact of the expiring tax credits, which Families USA stated will cause consumers to face premium increases of over 100 percent, on average.
According to the analysis, the top drivers of premium rates were:
- High hospital and provider prices driven by healthcare consolidation.
- Rising prescription drug costs.
- Increased utilization of certain services and...
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