AJMC February 20, 2022
Speaking during a webinar presented by the National Alliance of Healthcare Purchaser Coalitions, experts weighed the pros and cons of employer high-deductible health plans (HDHPs) and outlined steps to address challenges raised.
In part 2 of a webinar series hosted by the National Alliance of Healthcare Purchaser Coalitions, experts discussed employer opportunities for improving value and crafting smarter deductibles in health savings account (HSA) high-deductible health plans (HDHPs).
According to the Internal Revenue Service (IRS), as of 2022, an HDHP has a deductible of at least $1400 for an individual and $2800 for a family, while the plan’s yearly out-of-pocket expenses cannot exceed $7050 for an individual or $14,000 for a family; the limits do not apply to out-of-network services.
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