Employers are driving change for insurance coverage

We are living in a unique moment, driven by a confluence of macroeconomic factors. Specialty drug prices and hospital prices are increasing at the same time, creating unprecedented cost increases. According to the National Business Group on Health, an organization that represents employers, healthcare costs are projected to rise a median of 9% in 2026, this will be the second year in a row where costs will drastically outpace projections. The organization’s CEO Ellen Kelsay told the media recently that trends are more “daunting and sobering than they have ever been.”

What’s driving these price surges? Health policy experts and economists tell me that health systems...

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