Forbes September 13, 2025
Bruce Japsen

Employee health costs are likely to surpass $5,000 next year as companies see their biggest cost increases in at least five years, according to projections from Aon.

A new report out earlier this week from Aon shows total employee costs at $4,920 for this year, which is about 5% more than $4,662 in 2024. The total figure for 2025 includes $2,967 in employee premiums deducted from worker paychecks – or about $114 per biweekly pay period – and another $1,953 in projected out-of-pocket costs.

But Aon’s report projects total U.S. employer health care costs projected to rise 9.5 percent in 2026, “exceeding $17,000 per employee.” Aon’s percentage increase projection is similar to an earlier report from rival benefits consultancy Mercer,...

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