Does Medicare Advantage Save Money?

HMP Global March 9, 2023
Mitch Kaminski, MD, MBA, editor-in-chief

Does Medicare Advantage (MA) save money? The answer depends on whom you ask.

• If you are a Medicare beneficiary, the answer is an unequivocal, “Yes!”
• MA insurance and clinical providers are also likely to answer, “Yes.”
• If you are a health policy expert or population health leader, you will likely answer, “No.”

Any prospective Medicare beneficiary, upon turning age 64, will receive mail from multiple insurers advertising their MA plans. The promised benefits are similar across other MA plans: reduced or no copays and added services (such as for vision, dental care, and free health club memberships) that are not available through traditional Medicare fee-for-service programs. Enrollees must seek care from the MA plan’s panel of physicians, but...

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