HIT Consultant November 13, 2025
Fred Pennic

For decades, life insurance and healthcare operated in parallel but separate worlds — one focused on managing financial risk, the other on improving physical health. But in an era defined by digital transformation, that boundary is fading fast. Advances in health data, wearable technology, and artificial intelligence are bringing the two industries together in ways that could fundamentally reshape how people understand protection, prevention, and long-term wellness.

This convergence isn’t just an industry story; it reflects a generational shift. Young professionals are rethinking financial security through the lens of digital health — seeing life insurance not simply as a safety net for their families, but as a connected part of a broader ecosystem of wellness and resilience. Many are comparing...

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