KFF January 15, 2021
Most health plans require enrollees to pay a portion of the cost when they use services. While there are many forms of cost-sharing — deductibles, copayments, coinsurance – people often focus on the deductible amount because it provides a simple indication of how generous a plan may be. A deductible is the amount that an enrollee must pay toward the cost of in-network covered services before the plan will start paying for most types of care.
Information on plan cost-sharing provisions...