KFF January 15, 2021

Most health plans require enrollees to pay a portion of the cost when they use services. While there are many forms of cost-sharing — deductibles, copayments, coinsurance – people often focus on the deductible amount because it provides a simple indication of how generous a plan may be. A deductible is the amount that an enrollee must pay toward the cost of in-network covered services before the plan will start paying for most types of care.

Information on plan cost-sharing provisions...

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