Surgeon's Record September 16, 2025
Cost creep is a fact of modern life.
One day you’re paying $18 a month for Netflix, $10 for a Big Mac, and $1,200 for an iPhone. It’s so insidious you barely even realize it’s happening — one subtle price hike after another. One day you finally peek at your credit card bill and realize those subscription auto-renewals were a bad idea. You feel trapped, locked into a cycle that stretches your budget but feels inescapable.
Healthcare works the same way.
The Wall Street Journal recently highlighted how U.S. healthcare spending has crossed a new threshold — $4.5 trillion annually — with employer premiums hitting record highs. The increases aren’t dramatic year over year, but stacked over time they’ve pushed...







