Contributor: Vulnerable Seniors Are at Risk With Looming Medicare Advantage Cuts—Income-Based Programs Can Minimize the Damage

AJMC October 31, 2024
Andrey Ostrovsky, MD, Anna de Paula Hanika

In the wake of the Inflation Reduction Act and other regulatory changes, Medicare Advantage plans have braced for significant cuts that are forcing them to take a hard look at their product offering.

For Medicare members, navigating Medicare plans and benefits is often overwhelming. For starters, the average American senior has access to a dizzying 43 Medicare Advantage (MA) plans¹—more than double the options available in 2018—spanning both health maintenance organizations and preferred provider organizations, each with its own unique networks, benefits, and cost-sharing structures.

The 2024 open enrollment period, when members can reassess their Medicare coverage options, began October 15. This year, it has brought more than just confusion. In the wake of the Inflation Reduction Act (IRA) and...

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