PYMNTS.com January 23, 2026
A U.S. congressional hearing found that threats are converging as cyberattacks, AI and physical systems now intersect, creating scalable, hard-to-trace risks with potential for cascading and systemic disruption.
Banks and payment providers depend on the same critical infrastructure and face rising AI-driven fraud, making them vulnerable even when not directly targeted.
Effective defense now requires cross-sector collaboration, AI governance and operational resilience, not just traditional cybersecurity and perimeter defense.
Hackers only need to get it right once to wreak havoc.
This week, a congressional committee hearing, “Oversight of the Department of Homeland Security: CISA, TSA, S&T,” underscored that openings are multiplying as fraudsters increasingly go after the biggest targets possible.
Lawmakers used the hearing to stress how cyber intrusions, autonomous...
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