Forbes October 30, 2025
The Cigna Group reported third quarter net income of nearly $2 billion despite rising costs in the health plans it sells.
Like many of its rival health insurers, Cigna has been battling rising medical expenses from customers in its health plans. And Thursday’s results reflected costs that are still rising compared to the year-ago period.
Cigna’s medical cost ratio, which is the percentage of premium revenue that goes toward medical costs, was 84.8% for third quarter 2025 compared to 82.8% for third quarter 2024, due to “individual and family plans business and higher stop loss medical costs relative to the prior year,” Cigna said in its third quarter earnings report.
Though Cigna’s costs rose in the third quarter, the percentage...
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