Advisory Board October 23, 2025
Family health insurance premiums for many Americans hit an average of almost $27,000 this year, according to a recent report from KFF, and little relief is expected in the future.
Family premiums hit almost $27K
For the report, KFF surveyed 1,862 randomly selected nonfederal public and private employers with 10 or more workers.
They found that premiums for job-based health insurance increased 6% in 2025 to an average of $26,993 a year for family coverage, marking the first time in 20 years that the cost of coverage for a family of four has increased by 6% or more for three consecutive years.
Over the past five years, the average premiums for family coverage have increased by 26% compared to a...
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