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Challenges in Adopting a State-Based Health Insurance Marketplace
Health Payer Intelligence March 6, 2020
States look to launch a state-based health insurance marketplace to save money and gain control, but experts warn about the challenges associated with adoption.
As several states look to launch a state-based health insurance marketplace (SBM), experts warn that policymakers should weigh the decision carefully and pursue a marketplace only as part of a well-developed plan to expand coverage, according to a recent report from the Center for Budget and Policy Priorities (CBPP).
Under the ACA, each state must either operate its own marketplace or rely on the federal marketplace to handle exchange functions. Most often, the federal government runs the marketplace in states and the Healthcare.gov platform handles eligibility and enrollment functions.
Thirteen states run their own...
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