HealthLeaders Media September 8, 2021
“The consumer behavior aspect is a bit unrealized,” says one group executive.
KEY TAKEAWAYS
– CDHP enrollment remains prevalent among large, self-insured employers.
– Employers offering CDHPs as the sole option, however, has steadily and significantly declined.
– Excise tax repeal, consumer behavior, and FFS dominance are among the reasons.
There aren’t too many holy grails in healthcare, probably none. But there are many hopefuls and consumer-directed health plans (CDHP) are one.
CDHPs were created to bend the cost curve and they remain popular with fully and self-insured employers alike (FI and SI). But results from the 2022 Business Group on Health employer survey indicate that CDHP dynamics are changing. This article explores the reasons for this shift in...
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