Can Biden’s Push for a Public Option Lower Your Healthcare Costs?

• In Biden’s campaign he proposed a new public option that would provide an alternative to private insurance for Americans who are not eligible for Medicare or Medicaid.
• The effects of a public option would depend on the details of the plan.
• In general, payment rates are expected to be lower under a public option than most commercial insurers.

As one of his campaign promises, President Joe Biden pledged to build on the Affordable Care Act (ACA) by passing a public health insurance option.

Under the plan forwarded in his campaign, the new public option would provide an alternative to private insurance for Americans who are not eligible for Medicare or Medicaid.

The plan would cover ACA essential...

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