PYMNTS.com January 1, 2026
A new presidential administration in the United States and a new executive commission in the European Union transformed technology regulation in 2025.
They each had different views from their predecessors on cryptocurrency, artificial intelligence, data protection and trade, and they reshaped what had been a relatively quiescent, conventional few years on the TechReg front into a whirlwind of policy changes, abrupt course corrections and shifting priorities.
It was also a year marked by conflict. States were pitted against the federal government on AI; Congress was pitted against the administration on crypto; and the U.S. was pitted against Europe over trade and technology regulations.
Many of these policy changes and conflicts are poised to spill into the new year. Add in...
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