Forbes October 5, 2024
The Biden Administration says that it will remove barriers to access and lower out-of-pocket costs for mental health and substance use disorder care. Last month, the Administration issued final rules which impose new requirements on health plans that it asserts will “improve and strengthen access to mental healthcare for 175 million Americans with private health insurance.”
The Mental Health Parity and Addiction Equity Act is a federal law which was passed and signed into law in 2008. The bill’s intent is to prevent health insurers that provide coverage of mental health or substance use disorder care from imposing more restrictions on these benefits than they do other medical benefits.
In practice, this is often not the case. A Milliman report...
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