Health Affairs March 29, 2024
On March 28, 2024, the U.S. Departments of Health & Human Services, Labor, and Treasury (the “tri-agencies”) released final regulations setting new standards for short-term, limited duration health insurance (STLDI) and requiring expanded disclosures to consumers for STLDI and “hospital and fixed indemnity” insurance. These regulations will be effective 75 days after they are published in the federal register.
The administration released its draft regulations in July 2023 and received 571 comments from stakeholders during the public comment period. In response to those comments, the regulations:
- Finalize a proposed revision of the federal definition of STLDI to mean a policy with an end date of 3 months;
- Finalize proposed requirements that issuers of STLDI and hospital and fixed indemnity...
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