Healthcare DIVE October 16, 2025
Alan Silver

ICHRA plans, a nascent form of health coverage, are gaining traction, argues an executive of Centene subsidiary Ambetter Health.

Alan Silver is the president of ICHRA at Ambetter Health Solutions, the marketplace subsidiary of Centene.

Business leaders face a pivotal moment. Rising costs, workforce fragmentation and shifting employee expectations are challenging the status quo of employer-sponsored insurance, driving the need for sustainable, scalable solutions. Individual Coverage Health Reimbursement Arrangements, or ICHRA plans, are gaining signification traction.

This isn’t merely a trend: it’s a transformative approach to benefit design, aligning with modern workforce realities while preserving affordability and choice. For employers, it’s a chance to rethink how we deliver value. For policymakers, it presents a compelling blueprint for reform.

For decades,...

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