Commonwealth Fund March 11, 2024
TOPLINES
Implementing automatic health insurance enrollment for low-income people who qualify for no-cost coverage through Medicaid or marketplace plans would substantially reduce the number of uninsured, with results varying by reform option
Auto-enrollment for low-income people would also have a significant impact on uncompensated care, reducing provider spending by nearly one-third
Abstract
- Issue: The number of uninsured Americans remains stubbornly high, and many Americans do not obtain the coverage for which they are eligible — even when insurance is free.
- Goal: To outline a system for automatically enrolling people with low incomes in health coverage and then model the impact on coverage and spending at the federal and state levels.
- Methods: The Urban Institute’s Health Insurance Policy Simulation Model...