As large employers back away from self-insurance, small- and medium-sized ones embrace it: EBRI
Fierce Healthcare August 31, 2023
As large employers take a step back from self-insurance, small- and medium-sized employers are taking a step forward in embracing that coverage option, according to an issue brief by the Employee Benefit Research Institute (EBRI).
“Since 2018, the percentages of small and medium-sized establishments offering at least one self-insured plan both increased,” according to a summary of the nine-page issue brief. “In contrast, the percentage of large establishments offering a self-insured plan has declined. The decline among large establishments occurred in most years since 2013.”
Paul Fronstin, Ph.D., director of health benefits research at EBRI, told Fierce Healthcare that the decline in large employers offering at least one self-insured option needs to be studied.
“It’s not a...