Forbes July 13, 2022
John C. Goodman

Medicare Advantage (MA) is the program under which the elderly and the disabled can enroll in private health plans, similar to the plans many of them were in as employees. The program occupies a genuinely unique place in our health care system.

There are only two places in our health care system where enrollees receive government premium subsidies to choose once a year among competing insurance plans. In the Obamacare exchanges, plans have outrageously high deductibles, unacceptably narrow networks and premiums so high that almost no one was buying insurance in the unsubsidized part of the market until Congress created a temporary bailout last year.

The Medicare Advantage program, by contrast, has enrolled nearly half of all eligible people and...

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