After 2 years of turmoil, state exchange premiums stable for now, report finds

Healthcare DIVE January 17, 2020
Ron Shinkman

Dive Brief:

• Premiums in the state Affordable Care Act exchanges have stabilized after two years of turmoil stemming from Trump administration policies, a new report by the Robert Wood Johnson Foundation and the Urban Institute concludes.
• More robust reinsurance programs and commercial offerings from insurers such as Bright Health and upstart Oscar are playing a role in the stabilization.
• However, the report cautioned that some states have lax regulatory environments that allow the sale of full-year short term plans and little oversight of health care sharing ministries. Analysts also noted that in less competitive state exchanges, only a public option or a cap on reimbursements for providers may keep premiums stable in the future.

Dive Insight:

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