Commonwealth Fund January 14, 2026
TOPLINES
States are increasingly turning to hospital price caps to address rising health insurance premiums and affordability concerns
In 2025, multiple states passed legislation to enact hospital price caps in either the commercial market or state employee health plans
As we face a new year, we are experiencing nationwide double-digit commercial premium increases that are making annual family health insurance premiums more than the price of a new compact car. States are finding ways to tackle a primary driver of the spending growth behind these increases: unfair and excessive hospital prices.
In 2025, several states intervened to blunt the impact of rising commercial hospital prices on families, businesses, and taxpayers. These actions build upon ones taken previously in other states,...
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