Health Affairs July 10, 2023
On July 7, 2023, the Departments of Health & Human Services (HHS), Labor, and Treasury (collectively the “tri-agencies”) published a proposal to alter federal regulation of short-term, limited duration health insurance (STLDI) and “hospital and fixed indemnity” insurance; both of these insurance products are largely exempt from federal and many state-level consumer protections. The proposed rule would effectively reverse a 2018 tri-agency rule designed to expand the marketing and sale of STLDI to consumers.
The administration also seeks public comment on the impact of other health insurance products and arrangements, namely specified-disease coverage, such as cancer-only or diabetes-only policies, and level-funded health plans. The proposed policies were prompted by President Biden’s April 5, 2022 Executive Order directing federal agencies to...
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