Becker's Healthcare January 21, 2026
ACA plans are too expensive for the majority of Americans, according to a study published Jan. 6 in Medical Care.
With enhanced subsidies still in limbo, the study relied on Commonwealth Fund definitions to evaluate unaffordability: At least 10% of household income spent on insurance premiums and/or 5% spent on deductibles.
“Without subsidies, we found between 68% to 99% of plans would be unaffordable based on premium costs for the average ACA consumer,” University of Colorado Anschutz Department of Medicine Associate Professor Risha Gidwani, DrPH, said. “On the other hand, extending premium tax subsidies creates affordability problems for the individual American taxpayer, who generates most of the revenue used to fund these subsidies.”
Here are four other notes on...
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