ACA Implementation Led to Varied Out-of-Pocket, Premium Spending

Health Payer Intelligence January 25, 2018
Thomas Beaton

ACA implementation led to lower out-of-pocket spending rates but increased premium spending from 2012 to 2015.

Affordable Care Act (ACA) implementation led to an 11.9-percent decrease in out-of-pocket spending but also a 12.1-percent increase in premium spending totals, according to a study published in JAMA Internal Medicine.

The landmark legislation helped to provide health insurance to over 20.5 million individuals, but researchers from the Cambridge Medical Alliance and Harvard Medical School may have found evidence that suggests ACA enrollees experience burdens associated with high premium costs.

The bill was intended to lower healthcare costs burdens for families and individuals, but data collected from Medical Expenditure Panel Survey (MEPS) from 2012 to 2015 show that the ACA has only made incremental...

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