Becker's Healthcare September 5, 2024
Fifty insurers are lowering premiums on an ACA marketplace in 2025, according to an analysis from Peterson-KFF.
In 2025, 324 insurers are offering ACA coverage across all 50 states and Washington, D.C. Among them, the median proposed premium increase is 7%, similar to 2024.
The proposed rates are preliminary and could change during rate review processes, but states are currently finalizing rates.
In their rate filings, insurers mentioned inflation, and the increased usage of weight loss and other specialty drugs as trends that are influencing premiums. Lingering COVID-19 costs and Medicaid redeterminations are having little effect. Celtic and Ambetter are Centene companies.
50 payers lowering ACA premiums in 2025:
- Celtic (Delaware): -14.0%
- Ambetter (Health Louisiana): -12.6%
- Taro Health (Plan...
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