Forbes January 22, 2025
Tor Constantino, MBA

Financial concerns are top of mind for many Americans this year as 35% are worried about being able to pay bills; 36% don’t feel they have enough funds left after bills for other things while 33% are stressed about debt according to a recent Fidelity survey. Now is a great time for anyone worried about their finances to adopt new money habits, mindsets and practices for 2025—and ChatGPT can help.

Obviously, a generative AI model is not a substitute for a licensed financial advisor nor the cure-all for all fiscal woes. However, using the prompts below and understanding their respective rationales, can help create a basic plan you can stick with that can be shared with professional investment counselors, accountants,...

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