KevinMD October 27, 2020
Susan G. Bornstein, MD, MPH

Were you born female? If so, do you want to conceive, need birth control, a mammogram, or an annual exam? Gender aside, do you have any underlying health problems? Do you lack employer-sponsored insurance but do not qualify for Medicare or Medicaid? If so, you benefit from the protections established in the Affordable Care Act.

Prior to the implementation of the ACA, unless you were a healthy young man, individual or small business health insurance policies were costly or even unobtainable.  If you had underlying health issues, known in insurance parlance as “pre-existing conditions,” such as hypertension, diabetes, or cancer, even if they had resolved, or if you had had prior surgery, such as a Cesarean section, you could be...

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