AHIP May 22, 2018
Your premium—how much you pay for your health insurance coverage each month—helps cover the costs of the medications and care you receive. It also helps to improve health care quality and affordability for all Americans. Here is where your health care dollar really goes.
METHODOLOGY
The objective of this analysis is to understand how premiums for a typical commercial health insurance plan are invested.
Specifically, the analysis shows the inflation-adjusted average annual amounts paid by commercial health insurance plans in 2014-2016 for the medical care of plan members; the average annual amounts paid for general operating expenses of the health plan in 2014-16; and the average annual reported profit (or loss) in 2014-16.
To determine the annual amounts paid for...
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