Keckley Report August 6, 2018
Last Wednesday, the administration announced changes to the Affordable Care Act’s requirement that health insurance plans must cover pre-existing conditions. The new policy allows individuals to purchase short term plans they can keep for up to three years that cover less, have lifetime limits and allow insurers to deny coverage at any time due to a pre-existing condition they discover. This new rule goes into effect in 60 days.
Proponents of the policy believe it will give individuals a cheaper option that doesn’t require them to purchase coverage they don’t think they will need. Short-term plans can be purchased for as little as $25/month versus $393/month for the average ACA compliant plan that meets all the ACA’s requirements for qualified...
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