Health Payer Intelligence April 14, 2021
Making the ACA subsidy increases permanent could also impact marketplace enrollment and premiums on the individual health insurance market.
If Congress made permanent the American Rescue Plan’s Affordable Care Act subsidy increases, then uninsurance might drop, marketplace enrollment could rise, and non-group premiums could decline when the changes are fully adopted, according to a recent Urban Institute report.
The researchers the Urban Institute’s Health Insurance Policy Simulation Model (HIPSM) in order to assess the impacts of a long-term subsidy hike.
Uninsurance could fall by nearly 14 percent (4.2 million beneficiaries). The researchers also predicted that approximately 317,000 individuals would change from plans that do not comply with the Affordable Care Act to compliant health plans.
Those who are uninsured in...
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