Study: Short-term health plans market themselves as ACA replacements—despite coverage deficits

Fierce Healthcare February 1, 2019
Eli Richman

Seema Verma’s CMS has been largely supportive of short-term health plans.

Consumers shopping online for ACA plans may instead find short-term plans with skimpier benefits, according to a new study.

Short-term health insurance plans are on the rise, with the blessing of the Trump administration. These plans are able to achieve lower premiums because they aren’t obligated to provide the same level of protection as Affordable Care Act-compliant plans.

But consumers can have a hard time making that distinction, according to a study by the Georgetown University Health Policy Institute. And that prevents them from making a fully informed choice about their coverage decisions. And, the researchers found, insurers that offer short-term plans often market them as cheaper alternatives...

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