Medical Economics January 24, 2022
Keith A. Reynolds

In 37 states, insurance premiums cost up to 10 percent or more of workers’ median income.

The portion of a worker’s income devoted to healthcare insurance coverage is higher now than it was a decade ago.

According to a report from The Commonwealth Fund, the median income has not kept pace with rising insurance cost and deductibles with premium contributions and deductibles totaling 11.6 percent of median income in 2020 compared to 9.1 percent in 2010. On average, employee premiums amount to 6.9 percent of their income in 2020, compared to 5.8 percent in 2010. Meanwhile the average annual deductible in 2020 made up 4.7 percent of income for a middle-income household, where it was only 3.3 percent in 20210.


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