MedPage Today November 25, 2022
Paul Shafer, PhD

— Millions remain underinsured — could monthly out-of-pocket cost caps help?

Only 8.3% of Americans were uninsured in 2021, a more-than 37% drop from 2013 (13.4%) — the year before the marketplace and Medicaid expansion created by the Affordable Care Act began. So why are nearly half of working age adults (46%) still skipping care or medications? Being uninsured is no longer our biggest problem, being underinsured is — when you have insurance, but the out-of-pocket costs are still so high that you can’t afford to use it.

What Has Been Done to Address This?

President Biden and his administration have made significant strides in improving the affordability of health insurance and healthcare for millions of Americans in his first...

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