Opportunities to Better Protect Consumers and Markets from the Negative Impact of Short-Term Plans

The Biden administration could strengthen regulation of these plans, limit their sale, and prohibit deceptive marketing practices

For four years the Trump administration has sought to undermine the Affordable Care Act’s (ACA) consumer protections and market stabilization requirements. The incoming Biden administration now has the opportunity to reverse those destructive policies and strengthen the individual market. In this post we examine one of those opportunities: the regulation of short-term health plans.

Short-Term Plans Fail to Meet the Needs of Consumers

Short-term plans were originally intended to fill short gaps in coverage but are currently sold as replacements for year-round comprehensive coverage....