Health Affairs June 26, 2020
On June 25, 2020, the U.S. House of Representatives’ Energy and Commerce Committee released a new report on a year-long investigation of short-term, limited duration insurance (STLDI) and the practices used by insurers and brokers who market these products. In March 2019, the Committee sent letters to 14 prominent companies that issue or market STLDI, requesting documents and answers to questions on underwriting practices, coverage denials, marketing, broker commissions, and consumer complaints.
The Committee’s 197-page report provides one of the only known comprehensive examinations into the practices of STLDI insurers and the brokers that sell these products. Data is hard to come by, in part because many states do not collect information on STLDI or because these products are sold...
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