KFF October 16, 2020
In recent weeks, the possible overturning of the Affordable Care Act (ACA) in court and the upcoming election have focused attention on the issue of protections for people with pre-existing conditions. Estimates of how many people have pre-existing conditions range from 54 million people with a declinable pre-existing condition—that is, a health condition that would have made them uninsurable in the pre-ACA individual insurance market—to over 100 million people with health conditions that could trigger other adverse actions such as higher premiums or coverage limitations. While the focus has been on the ACA’s private insurance protections, Medicaid also plays a significant role in covering people with pre-existing conditions.
Medicaid has always provided coverage for people with pre-existing conditions, even before...