Daily Free Press December 8, 2021
Bailey Salimes

Last week, I stood outside an emergency room, hoping I took enough Benadryl quick enough to avoid a severe allergic reaction from the walnuts I unknowingly consumed in a sweet potato casserole half an hour earlier. I paced around outside, on hold with an East Coast-based health insurance agency, wondering if I was covered in a random Minnesota emergency room. 

Eventually, my symptoms gave way to the antihistamine and subsided — only after my insurance agency told me to cross my fingers and hope they covered my urgent health needs at this particular location. The entire time I asked myself, “Can I afford this out-of-pocket, and if not, is it worth it?”

Sadly, my story is all too similar to...

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