Commonwealth Fund October 12, 2020
Toplines
In their health care proposals, both Trump and Biden focus on reducing prices for those with commercial health insurance by tackling inefficiencies in the market
Trump emphasizes a patient-driven market, while Biden aims to increase competition through antitrust actions and gain purchasing leverage through a new public plan option
The Issue
Health care spending in the United States continues to rise. The U.S. spends more per capita and as a percentage of gross domestic product than other developed countries yet has worse outcomes. The driver of high prices in the U.S. is commercial prices, which include the prices paid for health insurance received through employer or private health plans. As costs have risen, so too have patients’ out-of-pocket costs...
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