Insurance News Net January 8, 2023
The new year is nothing to celebrate for American patients, whose health insurance plans generally reset on Jan. 1. During this early part of the year, families must pay their first several thousand dollars of healthcare costs entirely out of pocket until they meet their annual deductibles and their insurance kicks in. This pre-deductible phase is especially painful for the increasing share of Americans on high-deductible health plans, which have more than doubled over the past decade.
These patients, along with the nearly 30 million Americans who lack health insurance entirely, have little to no protection from notoriously overcharging American hospitals. Many are an accident or routine health problem away from financial ruin or joining the ranks of the 100...
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