Forbes April 22, 2019
Ashlea Ebeling

Alex Cyriac was 33, single and healthy when he got a wake-up call about medical costs in retirement. His mom confided she’d stopped taking a medication because the co-pay under her Medicare drug plan had risen $200 a month. Cyriac insisted she fill her prescription and said he’d pick up the tab. “I had naively assumed that when you retire you have Medicare,’’ he says.

Shocked by how high out-of-pocket costs for seniors can be, Cyriac called his best friend, Shobin Uralil, to ask whether his parents were prepared. It was a natural question. The two knew each other through their parents: immigrants from southern India who met up at weddings, birthdays and religious conventions staged by their small Knanaya...

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