Health Affairs March 27, 2020
Troy J. Oechsner, Joel S. Ario

Effective and prudent health insurance coverage is a key to combating COVID-19 (COVID), enabling access to—and payment for—testing and treatment. State regulators, health insurers, providers, employers, unions and consumers will continue to face daunting coverage challenges presented by the COVID outbreak.

Federal and state health insurance activity on COVID has begun. Congress passed a package that includes requirements that commercial insurance and ERISA self-funded insurers, as well as a variety of public programs, may not impose cost sharing or preauthorization for COVID testing and diagnosis. This federal action comes on the heels of a growing wave of state actions related to commercial insurance, discussed in a Manatt post from Michael Kolber. Manatt further posted a chart that summarizes certain...

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