Center for American Progress April 2, 2021
The COVID-19 pandemic has created the perfect storm for health insurance churn—which represents individuals and families experiencing changes between types of health care coverage, including becoming uninsured. Rampant job loss and an economic recession has caused millions of Americans to lose their job-based health insurance, with some workers switching to marketplace or Medicaid coverage and others becoming uninsured.1 Churn often has detrimental effects on individuals’ and families’ health and finances.
The Affordable Care Act (ACA) made significant strides in making coverage more accessible. Still, every year, millions of people change or lose their insurance, often at times when the enrollment system is ill-prepared to support them.2 In 2018, 10 percent of nonelderly adults reported being insured at the time...