Healthcare DIVE January 17, 2020
- Premiums in the state Affordable Care Act exchanges have stabilized after two years of turmoil stemming from Trump administration policies, a new report by the Robert Wood Johnson Foundation and the Urban Institute concludes.
- More robust reinsurance programs and commercial offerings from insurers such as Bright Health and upstart Oscar are playing a role in the stabilization.
- However, the report cautioned that some states have lax regulatory environments that allow the sale of full-year short term plans and little oversight of health care sharing ministries. Analysts also noted that in less competitive state exchanges, only a public option or a cap on reimbursements for providers may keep premiums stable in the future.