Health Affairs March, 2020
ABSTRACT
Enrollment in the Marketplaces of the Affordable Care Act (ACA) has fallen short of original expectations, because the ACA’s regulatory changes made coverage costlier for many Americans with incomes above 150 percent of the federal poverty level. There are ways to strengthen and expand the role of the individual market in providing affordable, personalized options to all nonelderly Americans. These include insured people in costly group plans, uninsured people in good health but without affordable options, those...